Malio

A smarter way to budget

Plan your money.Live your life.

Malio brings your income, commitments, spending and savings together — so you can understand your money without maintaining another spreadsheet.

Try Malio See how it works
  • All your money in one place
  • Built for real life
  • Simple and clear
Development placeholderMalio

Malio product preview

Product screenshot coming after UI review

The problem

Your finances shouldn’t need a complicated spreadsheet.

Life is busy. Your money moves between accounts, cards and people.

Important payments repeat, savings have goals, and not every transaction is a purchase.

Yet managing the full picture often means manually keeping several things in sync.

There’s a better way

How Malio works

A clear view of your money, in four simple steps.

  1. Plan

    Set up your accounts, income, commitments and savings goals.

  2. Track

    Bring your transactions together and organise where your money goes.

  3. Understand

    See where your money goes, what’s covered and how you’re progressing toward your goals.

  4. Adjust

    Make changes as life happens without rebuilding your financial plan from scratch.

Built around real money

Everything in one place.

Malio is designed around how money actually moves through your life.

  1. Income

    See what’s coming in and keep track of your income sources.

  2. Commitments

    Keep track of bills and other regular financial obligations.

  3. Spending

    Understand where your money goes using clear categories.

  4. Savings

    Set goals and track progress toward them.

  5. Accounts

    See your financial accounts together.

  6. Households

    Plan and manage shared finances together.

Turn insights into action

Make confident decisions every day.

See the full picture, spot trends and stay on track with your goals — whether you’re planning for a large purchase, building an emergency fund or simply trying to make better day-to-day choices.

Try Malio

Why Malio

Designed for real life.

Malio isn’t just another expense tracker.

It’s built around how money actually moves — income, commitments, spending, savings and everything in between.

  • Clarity

    Understand your money at a glance.

  • Control

    Stay on top of what matters.

  • Freedom

    Make confident decisions today and tomorrow.

Be part of what’s next

Join the Malio pilot.

Malio is now available through a limited closed pilot.

Try Malio and help shape what comes next.

Try Malio

Built for a focused, feedback-led pilot.